Experts in Appenzell Inner Rhodes

Founded by entrepreneurs for entrepreneurs, Kredo is the fastest, most professional and convenient way for SMEs to obtain credit. We provide various types of loans and can support SMEs in a very efficient manner. A credit approval can be completed in less than a week.

Lemmon is a digital point-of-sale system (ePOS) with integrated reservation and payment terminal (TPE), usable either as a standalone solution or integrated into existing POS systems. Based in Lausanne, the company supports clients throughout Switzerland. It enables businesses to manage daily operations, track sales, and generate clear and reliable accounting reports. With its intuitive interface and advanced business management tools, Lemmon helps restaurateurs optimise operations, save time, and enhance the customer experience, while offering flexible and secure payment acceptance tailored to each establishment’s needs.

R3START is your expert for the sale and succession planning of Swiss SMEs and commercial businesses. We support entrepreneurs throughout the entire company succession process and, if desired, take on project management, from comprehensive company valuation to final contract completion.

BePaid is a Swiss invoicing tool for SMEs, the self-employed and fiduciary firms. You create an invoice with a compliant Swiss QR-bill in two minutes, send it by email, and see at a glance who has paid and who is late. Reminders go out automatically, on the schedule you set. Invoice numbering, VAT and accounting exports are handled in the background. The rest of the platform works the same way: client database, quotes, recurring invoices, expense tracking and bank payment reconciliation via camt.054 import. Data is processed in line with Swiss data protection law. There is a free version to test the tool, then a monthly or annual subscription to remove the limits.