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Founded by entrepreneurs for entrepreneurs, Kredo is the fastest, most professional and convenient way for SMEs to obtain credit. We provide various types of loans and can support SMEs in a very efficient manner. A credit approval can be completed in less than a week.

Lemmon is a digital point-of-sale system (ePOS) with integrated reservation and payment terminal (TPE), usable either as a standalone solution or integrated into existing POS systems. Based in Lausanne, the company supports clients throughout Switzerland. It enables businesses to manage daily operations, track sales, and generate clear and reliable accounting reports. With its intuitive interface and advanced business management tools, Lemmon helps restaurateurs optimise operations, save time, and enhance the customer experience, while offering flexible and secure payment acceptance tailored to each establishment’s needs.

Since 1989, IFJ has supported more than 200,000 founders on their path to independence. As a pioneer and industry leader, IFJ offers Switzerland's most widely used digital services for company formation, commercial register amendments, and trademark protection. Tools for business planning, accounting, and administration, as well as fiduciary services, streamline the startup process. Free webinars, courses, conferences, and active networking events—alongside checklists, legal support, and expert guidance—provide entrepreneurs with end-to-end support before, during, and after incorporating their business. Renowned partners (including Atlanto, Helvetia, PostFinance, Swisscom, Google, Flyeralarm, SWICO, Swiss Post, Volvo, YLEX) and public authorities rely on long-standing strategic collaborations with IFJ. This allows us to provide comprehensive, cost-free support to creators across Switzerland. Today, IFJ handles 16,000 inquiries annually, welcomes 13,000 participants to its courses and events, engages tens of thousands of web and social media users, and manages approximately 4,000 company formations and commercial register updates.

BePaid is a Swiss invoicing tool for SMEs, the self-employed and fiduciary firms. You create an invoice with a compliant Swiss QR-bill in two minutes, send it by email, and see at a glance who has paid and who is late. Reminders go out automatically, on the schedule you set. Invoice numbering, VAT and accounting exports are handled in the background. The rest of the platform works the same way: client database, quotes, recurring invoices, expense tracking and bank payment reconciliation via camt.054 import. Data is processed in line with Swiss data protection law. There is a free version to test the tool, then a monthly or annual subscription to remove the limits.
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